Car Insurance

What is Car Insurance?

Car Insurance is a legal requirement for UK motorists. It is an insurance on your vehicle to protect against theft, loss and accident.

Car Insurance can cover all or some of the following:

• The Insured Party


• The Insured Vehicle


• Third parties, this can include both vehicles and people

How is my Car Insurance premium calculated?

There are many factors taken into consideration when your Car Insurance premium is calculated and it is essential that all information provided when taking out an insurance policy is accurate and truthful, failure to comply with this can lead to serious consequences and a void insurance policy.

You should decide for yourself whether you have chosen the right cover to match your circumstances; do you understand all the exclusions that are in place; are you being honest in your application; is your insurance covering the correct period of time; are there any hidden costs.

Some of the factors taken into consideration when calculating your car insurance could include:

• Gender


• Age


• Location


• Marital Status


• Vehicle to be insured


• Estimated annual mileage

How can I pay for my Car Insurance?

There are several ways in which to pay for car insurance and this will depend upon an individual's circumstances.

They could pay for their car insurance upfront, this means that the full balance of the insurance premium is paid when the insurance policy is taken out. Sometimes a preferred option because it means that there is no need to organise a monthly payment.

It is possible to take out no deposit car insurance. By doing this it could mean that you can pay monthly for your premium without the added need to pay an upfront charge for the privilege.

Pay as you go car insurance could be an option for those who do not wish to pay for a full years premium, but who literally just want to pay for the period they need. This is also similar to car insurance with no deposit in that it is not essential to pay an upfront charge.

You could consider pay as you go car insurance from eCar, just click here...

Make sure you always read the insurance policy details and exclusions once you have a quote so that you know what is covered and what is not covered before you make your final decision to purchase any insurance. Visit the websites of our FSA regulated advertisers for the full policy details and a full list of exclusions.

Advertisers within this website appear in no particular order of preference and no insurance recommendation is implied within this advertisment.

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